Risk Intelligence
for P&C Insurers
Pinpoint delivers Loss Predictions and Risk Scores at the earliest point in the customer journey — helping carriers make sharper decisions across marketing, underwriting, ratemaking, and claims.
Trusted By
Leading Carriers
Solutions Built for Every Stage of
the Insurance Lifecycle
-
Focus Your Acquisition Strategy
on Leads That DeliverPinpoint’s marketing intelligence solutions help you predict profitability, response, and conversion before you spend a dollar. Use data-driven models to optimize campaigns, prioritize outreach, and boost marketing ROI.
-
AI-Powered Underwriting, Built on Actuarial Expertise
Pinpoint Predictive combines actuarial insight with AI to deliver faster, more accurate underwriting. Our compliant, customizable models streamline workflows, cut risk, and improve profitability, without sacrificing precision.
-
AI-Powered Precision Pricing for Insurance
Pinpoint Predictive brings actuarial expertise and AI-driven analytics to ratemaking, helping carriers set compliant, competitive, and risk-aligned rates. From filed and non-admitted pricing to smarter IRPM selection, our models improve accuracy, streamline filings, and adapt quickly to market shifts, driving profitability without sacrificing compliance.
-
AI-Powered Claims Optimization
Pinpoint Predictive helps carriers anticipate and manage claims with AI models that flag high-impact risks early, from attorney involvement and litigation to fraud, large losses, and cause of loss. By shifting from reactive handling to proactive strategy, claims teams improve outcomes, reduce severity, and protect profitability, without sacrificing compliance or accuracy.
-
From Data to Actionable Predictions
Pinpoint’s Discovery Models let carriers design custom predictive solutions for any two-outcome event, like churn, premium leakage, or program adoption. With Binary Classifiers, teams can quickly test, validate, and deploy new models across underwriting, claims, and retention workflows, driving innovation without heavy development or data science resources.
Focus Your Acquisition Strategy
on Leads That Deliver
Pinpoint’s marketing intelligence solutions help you predict profitability, response, and conversion before you spend a dollar. Use data-driven models to optimize campaigns, prioritize outreach, and boost marketing ROI.
AI-Powered Underwriting, Built on Actuarial Expertise
Pinpoint Predictive combines actuarial insight with AI to deliver faster, more accurate underwriting. Our compliant, customizable models streamline workflows, cut risk, and improve profitability, without sacrificing precision.
AI-Powered Precision Pricing for Insurance
Pinpoint Predictive brings actuarial expertise and AI-driven analytics to ratemaking, helping carriers set compliant, competitive, and risk-aligned rates. From filed and non-admitted pricing to smarter IRPM selection, our models improve accuracy, streamline filings, and adapt quickly to market shifts, driving profitability without sacrificing compliance.
AI-Powered Claims Optimization
Pinpoint Predictive helps carriers anticipate and manage claims with AI models that flag high-impact risks early, from attorney involvement and litigation to fraud, large losses, and cause of loss. By shifting from reactive handling to proactive strategy, claims teams improve outcomes, reduce severity, and protect profitability, without sacrificing compliance or accuracy.
From Data to Actionable Predictions
Pinpoint’s Discovery Models let carriers design custom predictive solutions for any two-outcome event, like churn, premium leakage, or program adoption. With Binary Classifiers, teams can quickly test, validate, and deploy new models across underwriting, claims, and retention workflows, driving innovation without heavy development or data science resources.
How It Works
You don't use Pinpoint. Your systems use Pinpoint.
Step 01
You Enter a Name and Address
Just a name and address. That's all Pinpoint needs to start.
Step 02
Pinpoint Scores It Instantly
Actuary-built models return Loss Predictions and Risk Scores. No data science on your end to run it.
Step 03
Scores Arrive Automatically
No one has to request a score. Delivery is built into the workflow — request and receive, every time, with no new tool to manage.
Step 04
Your Systems Decide What Happens
Your thresholds, your rules. If a score crosses the line you set, the next action fires — and loss ratios move in the right direction.
Pinpoint’s automated platform unlocked 7 points of loss ratio improvement, one of the largest boosts in predictive performance we’ve seen.
Case Studies
Personal auto · 714,577 policies
Redirecting acquisition spend with pre-quote Loss Predictions
Personal auto · 714,577 policies
Severity predictions applied across a 715k-policy book
Personal auto · 130,000 claimants
Attorney representation flagged at first notice of loss
Homeowners · ~300,000 policies
Frequency predictions at the top of the funnel
Homeowners · ~150,000 policies
Non-weather water risk priced before the application
Personal auto · 80,000 policies
Holding loss ratio while the book contracted 7%
Homeowners · 200,000 policies
Book roll reshaped by pre-bind Loss Predictions
AI-Driven Risk Intelligence
Pinpoint empowers P&C insurers with deep-learning-powered Loss Predictions and Risk Scores, delivering earlier, more accurate insights to improve loss ratios and drive profitable, equitable growth.
Frequently Asked Questions
What types of problems does Pinpoint help insurance carriers solve?
How quickly can Pinpoint’s solutions be deployed?
Do carriers need historical data to use Pinpoint’s models?
Are Pinpoint’s models compliant with regulatory requirements?
How do Pinpoint’s solutions integrate with existing workflows?
What results can I expect?
Ready to See Your
Loss Ratio Improve?
Data Science That Delivers Business Impact
Start with a name and address. Get Loss Predictions and Risk Scores that plug directly into your workflows. Most carriers are live in under a week.