Build competitive advantage by augmenting your risk selection with advanced person-level intelligence
Improve Underwriting Outcomes with Better Risk Assessment
Increase the rate of straight-through-processing during underwriting with individual-level intelligence
Let's Discuss Your Goals
Carriers are using Pinpoint for their Underwriting Strategy
Underwriting Profitability
Listen to our CEO’s insights on solutions for profitability issues in the insurance industry
Loss Predictions for Homeowners
Pinpoint helped reduce Loss Ratio by 4 points during pre-application
P&C Innovation Corner
Underwriting 2.0: Extending Policyholder Insights Beyond the Roof or Vehicle
Rick Carter
Vice President, Analytics
“Above and beyond our latest pricing models, Pinpoint’s scores show material predictive lift for personal auto pure premiums. These are impressive results relative to other emerging vendor data offerings.”
Analytics Team
“Pinpoint has provided game-changing new data to drive markedly improved loss ratios through better risk selection and claims handling.”
Vern Kirchhoff
SVP of Data Analytics
“Pinpoint’s automated platform unlocked 7 points of Loss Ratio improvement for our homeowners book for a 1-year implementation and, over the longer term, a larger bottom-line benefit as more of the book takes on the selected risk contours. The new signal we validated represents one of the largest boosts in predictive performance I’ve seen in the industry in 30 years.”
Michael Pauletti
Senior VP & Chief Pricing and Actuarial Officer
“Pinpoint’s deep-learning platform allowed us to predict non-cat homeowners’ losses at the beginning of the customer journey for the first time. Moreover, this score adds a remarkable new incremental lift above and beyond our rating model; it’s one of the most predictive factors we’ve seen.”
Chad Combs
VP of Personal Lines, Underwriting
“Pinpoint provided significant predictive advancement in the identification of a highly important loss exposure. This enables Ohio Mutual to better identify premium leakage and loss mitigation opportunities in our Homeowners book.”
Chris Strohl
Vice President, Underwriting
“We’re excited to partner with Pinpoint as we look at the opportunity to get deeper insights into our customers and understand risks based on individual behaviors. Pinpoint’s deep learning capabilities are a game changer for us to better serve our customers and agents.”
Pinpoint Helps Insurer Identify Wood-burning Stoves in Homes
To reduce high-severity fire losses, Pinpoint helped Ohio Mutual predict the likelihood of insured individuals owning wood-burning stoves. This strategy-focused outreach on the targeted 5-10% of insureds, helped uncover 200 previously unknown wood-burning stoves in homes.
